Welcome to Vidas Mortgages
Working hard to put home ownership within reach!
Serving all of B.C
I serve clients throughout all of British Columbia, providing personalized mortgage solutions tailored to their unique needs and location.
Wide Range of Income Types
I work with clients across a wide range of income types and employment situations including salaried, self-employed, commission-based, and other non-traditional income sources.
Connecting You With the Right Lender
Access to a broad network of lenders, including major banks, credit unions, and alternative lenders.
Services
Home Purchase
Renewal/Switch
Renewal/Switch
I help you in expediting the home purchasing process by getting you competitive rates and the right mortgage for your needs. I navigate the difficulties of your home purchase simplifying the process for you leaving you stress-free.
Renewal/Switch
Renewal/Switch
Renewal/Switch
Looking at other lenders and options while your mortgage is due for renewal. This a period to negotiate and save money by looking at different options tailored for you and potentially make the switch. 120 days before is the ideal time to reach out to me to secure a better deal for you!
Refinance
Renewal/Switch
Reverse Mortgages
When you replace your current mortgage with a new one, changing the materiality of your existing one. This can help you get lower interest rates, or funds for a needed renovation. I will evaluate your needs and guide you through this process to secure you a better product that is personalized for you.
Reverse Mortgages
Reverse Mortgages
Reverse Mortgages
A type of loan that allows homeowners, to access some of the equity in their home without selling it. Instead of making regular mortgage payments, the homeowner generally receives money as a lump sum or monthly payments. Typically, to fund and improve cash-flow during retirement and/or to help family put funds down for a property.
Rentals
Reverse Mortgages
Rentals
I'll assist in funding your first rental property with all the complexities therein, or review your current rental portfolio to help you finance your next property.